LifeFind

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Warren Buffet Has It Right – Time In The Market Trumps Market Timing

Warren Buffett’s famous quote, “The stock market is a mechanism for transferring wealth from the impatient to the patient,” has once again proven true. Recently, equity markets rallied after The U.S. Federal Reserve cut interest rates by 50 basis points, with major...

Critical Illness Insurance – Paid Out or Premiums Back

A Critical Illness Insurance policy is designed to provide financial support when you need it most—during a serious health crisis. Conditions like cancer, heart attack, or stroke can bring unexpected medical bills and loss of income. With a critical illness policy,...

Avoiding Financial Fraud: 6 Things Your Bank Will Never Ask You

Financial scams come in many forms including fraudulent texts, emails, and phone calls that seem to be from your bank. They may claim your account has been frozen and send you a link to a fake website, or ask you to verify personal details over the phone. Another...

Turn Fall Cleaning Into Fall Earning

As the crisp air of fall approaches, many Canadians turn to fall cleaning—clearing out the clutter accumulated over the year. Instead of tossing those unused items or tucking them away for storage, why not turn them into extra cash? Platforms like Kijiji and Facebook...

Why Seg Funds Are the Smart Choice for Reinvesting Capital Gains

Wealth Protection: Seg funds offer creditor protection and maturity guarantees, ensuring that your investments are safeguarded, even in unpredictable times. This is a critical advantage when reinvesting gains to secure long-term financial stability. Tax Efficiency:...

Why Canadians Prefer Life Insurance Without Medical Tests

Life insurance is crucial for financial security, but the traditional application process can be daunting. For many Canadians, the thought of undergoing medical tests is stressful, time-consuming, and intrusive. This is especially true for those with pre-existing...

Returning to Work After a Long Career Break?

Just four years ago, the world faced an unprecedented challenge: a global pandemic that brought life as we knew it to a standstill. Businesses shuttered, unemployment soared to record highs, and many people found themselves suddenly without work. As we’ve gradually...

Can I get your opinion on something?

Do you like my haircut?Should I buy this car?Do I look good in this outfit?Should I take this job? We all seek second opinions regularly, whether it’s from friends, family, or colleagues. Often, we turn to those we trust who have expertise in certain areas—like asking...

Are Interest Rate Cuts Really Going to Save Us? Let’s Talk Reality

There's a lot of buzz around the Bank of Canada's key interest rate cuts, but let's be honest—these cuts aren't likely to revolutionize your personal finances or business conditions. The constant chatter about whether the BOC will lower its key interest rate is fueled...

Why aren’t millennials and Gen Z having kids?

Millennials and Gen Z are increasingly hesitant to have children, a trend largely driven by economic concerns and the rising cost of living. As the North American fertility rate hit a historic low in 2023, it became clear that younger generations are facing...